1. A separate browser window will open to start the PowerPoint presentation.
   
2. You may experience some delay in downloading the presentation or in advancing the slides. Please be patient.
   
3. When the presentation begins, click the Page Down button to advance the presentation, or control the presentation with your scroll bar.
4. For optimal viewing, maximize the browser window which contains the presentation.
5. To end the presentation, simply close its browser window.
   

We do not express any opinion on the investment, legal, or tax consequences of this plan, and
you are responsible for consulting your own investment advisors, legal counsel, and accountants
for all such advice.